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How To Negotiate With Credit Card Companies

Expand the description and view the text of the steps for this how-to video. Check out Howcast for other do-it-yourself videos from stevenkittinger and more videos in the Credit Cards category. You can contribute too! Create your own DIY guide at www.howcast.com or produce your own Howcast spots with the Howcast Filmmakers Program at www.howcast.com Be confident, firm, polite, and patient when negotiating with credit card companies to reach a better deal. To complete this How-To you will need: Time A phone Patience Determination Step 1: Contact card company Call your credit card company. Step 2: Ask for better deal Ask nicely if they will lower your interest rate. Tip: Remind them of your history with them and consistent on-time payments. Step 3: Present other offers Mention other, more appealing offers you have received from their competitors. Step 4: Ask for a settlement Ask them if they will agree to a reduced settlement. Warning: Settling on a credit card debt for lower than what you owe will hurt your credit score. Step 5: Improve your credit rate Improve your credit rating, which can get you a better interest rate, by paying bills and minimum balances on time, and by checking your credit reports for incorrect information and correcting them. Thanks for watching How To Negotiate With Credit Card Companies! If you enjoyed this video subscribe to the Howcast YouTube channel! www.youtube.com

Tags: Card, Negotiate, credit cards category, Companies, negotiating with credit card companies

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25 Comments

First comment is okay if you really comment something on the video.
First comment . so what you got no comment .. =.=


what the fuck kind of stupid shit is this?


This is a “Featured Video”? C’mon. Why not an ass wiping tutorial? How about more videos with dumbasses making snowmen with gay names like Alexandro?


How to Negotiate with Poop Companies


lausy sobject!!


cuz they suck major dick


i know. especially so close to christmas eve


I know for a fact that as a fundraiser on most college campuses give out free T-Shirts so long as people sign up for a credit card.


0.22 - you’re kidding me, right?


@OMGITSJULIA cuz some ppl are jelous


i dont get the hate with the “1st comments”
why do people dislike them so much?


dude im commenting 1st comments to help them
maybe that person is an 10 year old who dont know how the internet works?
i reply taht you sholdnt do 1st comments becaus you become an noob if you keep doing it.
besides it seemed that when you commented that i sholdnt comment about 1st comment othur people didnt agree.
so lets face it…. internet is an hard and bad place sometimes, live with it


@blaster915 no one care if u the first commet


wal mart jus got some new patience
but they go like hot cakes


where can i het this so called ” Patience “


@blaster915 Don’t even go there with me.


well i didn’t have a comment when I replied to your comment so I couldn’t of been “jellus” but thank you for your concern I too hate comments about people commenting about making the first comment so I’m with you on that, but please refrain from commenting on first comments people don’t like it


@Partyywizard your just jellus that my comment got thumbs up and your got thumbs down
really… dont do 1st comments.
allot AND I MEAN ALLOT of people hate 1st comments
so just please stop
its better if you dont.


you cant get a better deal


Simple, Don’t get a credit card.


@SWEBoy77 Please don’t comment about 1st comments no one likes it .


whats the name of the song in the background and where can i get it!


okok, its just its the first time ive seen a how cast vid and no one had commented yet :P


@blaster915 please dont do 1st comments
no one likes them


first comment and yes i will use this :D


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