“I Love You” Bank vs. Credit Union ad
Based on the Mac vs. PC ads, here’s a funny clip that shows the difference between banks and credit union’s, from the credit union’s perspective.
Tags: Union, Credit, funny clip, perspective, Bank, banks, Love
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@kangal1999 Animal Farm is almost complete the pigs are in the beds. That Bell California thing where part time town councilmen are making 100,000 a year and chief police 800,000 a year. That may be an anomaly now but wait 5 years that will be the norm. Stealing from public is just a function of detailed hidden legislation. Their mistake was not legislating local ordinances to back them up. Then they can steal to their hearts content American people do not even go to town meetings anymore.
@jobedied,
You are 100% right. The Senators, lobbyist and big banks will make sure credit union go out of business. Even though America is an embodiment of capitalism and democracy. Our country is now a class based society of the haves and have nots contradicting our founding fathers vision. Since last 20 years USA is much like communist country where those close to politburo are more privileged than average Joe.
@bmc510 Credit Unions are great but they will be exposed to a gradual bi partisan attack that will use hidden legislation to weaken and eventually expose them to annexation from the large banks. Banks, Congress,and senate will never allow the American public to have a safe haven for their personal wealth. You would be a fool not to see this coming and understand the criminal element in Washington.
Sorry folks Credit Unions will be legislated out of existence over the next few years congress , senate, and wall street will not allow any institution to exist that cannot directly contribute to the steady sinister systemic theft of American citizens wealth. Any protective laws for credit unions will be eroded systematically and with bi partisan approval the next few years. These bills will be hidden inside other legislative packages designed to fool citizens press will promote these packages.
@ronvongroovemon ahahaha you probably work at a bank and just got OWNED By the Bellco VP the commented under you.
@909mosca they are all good deals cuz you will be a member which means you have ownership. Most have more than twice the savings APR and less than half the credit card APR from any bank… Just find one near your area because they are kinda weird on who the let in as a member, i.e. Location, Work, Religion, Etc, just depends on the CU go check em out they’ll tell u. Some only require u to live close or work close or worship close….
To correct mindlessnick, all credit unions are insured by either (or both) NCUA or ASI. FDIC does not insure credit unions
Are you a bank stockholder?
So change to a different CU. I guarantee it’ll beat changing back to a bank. I actually liked my bank (Washington Mutual) but like so many others they gambled away their money and crashed and were soon taken over by Chase. Banking with Chase is a terrible, terrible experience. So off I went to my union-sponsored credit union. Man, am I happy. I’m now able to refinance my car with a lower interest rate and I get the hands on approach at my local chapter. It’s even made me more cautious with my $
yeah i finally got a job and closed my bank account at bank of america so goodbye to all their fees and crap im going to a credit union but which one is good?
Nice Video, so true
Good job Dave.
Credit unions pay higher interest on your money that alone is enough to switch.
Excellent video, great message and lots of fun playing off the Mac / PC format.
But what is the deal with some of these posts? Lots of angry folks out there. Do yourself a favor, drop your bank an find a CU in your community. Don’t like the one you’re with, find another. Focus on products you use, especially on lending side (credit cards in particular as you use that loan product an average of 15 times a month) — and make sure fee structure is reasonable. Then move your business there!
Actually., that’s not 100% correct. Banks are insured by FDIC and most Credit Unions insured by NCUA. Both FDIC and NCUA are Federal Insurance Agency of the US Government. Both insurance coverages mirror each other with basiclly no difference. However, some credit union may select to be “State Charter” for various business reasons and are insured seperately by private insurance carriers such as ASI, etc.
federal credit unions must be fdic insured. local ones use another agency.
I thought I’d let you know that credit unions are not FDIC insured. This is because credit unions use a different method of insuring their money. Credit unions use NCUA to insure their money. Functions in a similar fashion. Just thought I’d clarify that.
Read “The Creature from Jekyll Island” by Griffin, and “Web of Debt” by Brown, and then read “Default !!! Escaping the Debt Trap and Avoiding Bankruptcy” by Guedel, in which 2 people defaulted on over 94K of unsecured credit card debt and avoided bankruptcy and judgment and defeated a major bank’s collection attorney. It can be done. Banks are stealing from us all… get out of their crooked banking system — move your money to Credit Unions … create and join more honest Credit Unions.
bellco how do you like OSI
My friend,
The assholes at the CUNA Mutual racket wouldn’t allow me (as an unwanted laidoff employee), onto their “CU Center Campus” in Madison WI to attend the annual meeting of a credit union to which I belonged and which met there. So, don’t talk to me about “access”. You are misinformed — according to the WI authorities whom I contacted, a CU is only obligated to ensure a quorum, and NOT to seat every member who wishes to attend.
You didn’t work at the CUNA Mutual racket .
Sandra fixed everything up thanks Ronvongroovemon
Hi, my name is Sandra Sagehorn-Elliott I’m the VP of Customer Relationship Management at Bellco Credit Union. I’m sorry you had this experience at one of our branches. This is not the kind of service we strive to provide. I would love to have the opportunity to work personally with you to resolve the issue. You can call our main number 303-689-7800 and ask to be transferred to me.
Bellco credit union what a rip off! They charged me in $275 in bank fees in 21 days. I was told by the manager thousands of Bellco costumers have been hit by much higher fees. She told me even if I was charged $1000 in bank fees they still would not have called me! She said We have too many costumers, we dont have time to baby sit them!!! So if you have a banking error expect them to quietly sit back and clean out your account!
I used to be with Bank of America. They would find any excuse to jack money from me. Now I’m with Deseret First Credit Union. Like night and day. Way better service and little to no fees. I will never go back to a bank.
Debate on, my poor friend! CU’s did nothing to create this financial crisis and greedy banks had everything to do with it. So, the bankers just gave the credit unions more ammo to protect our tax-exempt status. Thanks a lot! Let me ask you, can you even attend your bank’s annual meeting? I bet not, unless you own stock. EVERY single Member is notified of the CU’s annual meeting is allowed to attend and even run for a seat on the Board of Directors! You are horribly misinformed, indeed!!