How many credit cards can you have before they drop your credit score?
I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I had problem getting a credit card when I had no credit history and [...]
How often can one open credit cards without affecting your credit score?
I have been using rewards cards and paying off the balance for years. I have read that applying for new credit card wont affect your record if you only get one, and don’t open too many in a short period of time. Not sure [...]
I want to consolidate my credit cards debt and get rid of high interst rates. What is the best way to do this?
I have 4 credit cards with approx. $ 25,000.00 worth of debt on them. I would like to get ahold of a non-profit debt counseling service in order to get rid [...]
Retailers often do not check IDs or signatures. Credit card companies do not require merchants to check IDs either. Not signing your card voids your contract. Credit Card Fraud Made Easy www.IDTheftSecurity.com
Credit Card Fraud Made Easy www.IDTheftSecurity.com
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does it hurt your credit to close out long standing credit cards in good standing? If so why?
I was going to consolidate two credit card onto a new lower interest card and cancel the old cards. However, I was informed that closing the old cards would not look favorably on my credit report. I [...]