My credit card balance is over 50%. How long will it take my credit score to go back up?
Hi. I recently just got my first credit card ever and used it to make a $ 1600 purchase. The credit limit is $ 3000, so obviously I’m over 50% of the balance, and I [...]
Credit and gift card protections take effect
New York The New York State Consumer Protection Board (CPB) is alerting consumers to new rules which took effect on Aug. 22 that will offer greater protection and additional rights to users of credit and gift cards.
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Credit score may take a hit when credit cards are canceled
Q. I am 67 and retired. I have an American Express gold card and an American Express Hilton branded card. I would like to cancel the gold card and retain the Hilton card because the gold card costs $110 per…
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A group of Maryland bankers is visiting schools in an effort to try to help students become credit smart.
Tags: Class, Cards, maryland bankers, Students, Take, Credit
Credit Card Law Changes- Mike Sullivan, Director of Education at Take Charge America, discusses credit cards and how the law are changing with the “Credit Card Act”. These changes mean there will be no more sudden interest rate changes, no more double cycle billing, and no more universal default. To find out what that means [...]