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How does a company obtain credit cards based on it’s credit without having to have a guarantor from a person?

January 12th, 2012

How does a company obtain credit cards based on it’s credit without having to have a guarantor from a person?
When our company began we opened up credit cards for employee’s under our CEO’s credit line because the company did not have sufficient credit. Two years later, we are stumped as to how to obtain [...]

How often can one open credit cards without affecting your credit score?

December 11th, 2011

How often can one open credit cards without affecting your credit score?
I have been using rewards cards and paying off the balance for years. I have read that applying for new credit card wont affect your record if you only get one, and don’t open too many in a short period of time. Not sure [...]

What credit cards allow you to add an Authorized User WITHOUT requiring their social security number?

September 16th, 2011

What credit cards allow you to add an Authorized User WITHOUT requiring their social security number?
Both personal and small business credit cards would be helpful. Thanks!
I know through personal experience that American Express DOES require a SS# when adding additional cardholders (at least for personal cards), and that Advanta does NOT require a SS# [...]

How does someone build credit without a credit card?

April 10th, 2011

How does someone build credit without a credit card?
I am thinking of those who do not have a credit card and pay for everything by check and cash. How is their credit rated? Is it based on a loan for example (car, student, etc.) and what if it is their first time applying for such [...]

Can credit card companies close your accounts without warning? How does it affect your credit score?

March 25th, 2011

Can credit card companies close your accounts without warning? How does it affect your credit score?
I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close [...]